G S   I N S U R A N C E
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GS Insurance Services LLC – Privacy & Refund Policy

Privacy Policy

At GS Insurance Services LLC, we are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, store, and protect your information when you use our website www.gsinsurance.ae

Information We Collect

GS Insurance Services LLC may collect personal information including your full name, phone number, email address, vehicle details, driving license information (if required), and policy type (new or renewal) when you use our website or request our services. This information is used solely to provide insurance quotations, process policies and renewals, and communicate with you regarding our services. We do not sell or rent your personal data; however, it may be shared with authorized insurance partners or legal authorities where required by law. All personal information is stored securely and accessed only by authorized staff.

All personal information is stored securely and accessed only by authorized staff. Our website may use cookies to enhance functionality and user experience, which you can disable through your browser settings. You have the right to request access, correction, or deletion of your personal data at any time by contacting us. We are not responsible for the privacy practices of third-party websites linked from our site. For any privacy-related inquiries, you may contact GS Insurance Services LLC at admin@gsinsurance.ae or visit www.gsinsurance.ae

Refund Policy

At GS Insurance Services LLC, customer satisfaction is important to us. However, refunds are subject to the terms outlined below.

Cancellation & Refund Terms

Third-Party Insurance Policies

  • A cancellation fee of AED 20 will be deducted from the refundable amount.

Comprehensive Insurance Policies

  • A cancellation fee of AED 50 will be deducted from the refundable amount.

Refund Processing

  • Refunds will be processed within 7–10 working days after cancellation approval

  • Refunds will be issued using the original payment method

  • Processing time may vary depending on banks or payment providers

Non-Refundable Cases

Refunds will not be issued in the following cases:

  • Policies where a claim has already been filed

  • Government fees, administrative charges, or third-party service fees

  • Any policy cancellation requested after coverage has started (as per insurer rules)

Policy Authority

Final approval of refunds is subject to insurance company terms and UAE regulations.